Simple Application
Frees up Capital
Hedge Against Inflation
Potential Tax Advantages
Easy Add-ons and Trade-Ups
Preserves Credit lines
Fixed Payments
No Down Payment
No Additional Collateral
Easier Budgeting
No Fees
Reduces Available Credit Line
Extensive Documentation
Extensive Monthly Reporting
Often Requires additional Collateral
Often Require s Down Payment
Not Flexible
Negative Impact on Balance Sheet
Bank Loans can be Canceled by Lender at anytime
Lease vs. Cash
Simple Application
Frees up Capital
Hedge Against Inflation
100% Financing
Potential Tax Advantages
Easy Add-ons and Trade-Ups
Preserves Credit lines
Fixed Payments
No Down Payment
No Additional Collateral
Ability To Work Within Budget No Fees
Disregards Time-Value of Money
Depletes Cash Reserves
Negative Impact on Balance Sheet
Reduces Cash Asset Position