Why Finance or Lease

Lease vs. Loan

• Simple Application
• Frees up Capital
• Hedge Against Inflation
• Potential Tax Advantages
• Easy Add-ons and Trade-Ups
• Preserves Credit lines
• Fixed Payments
• No Down Payment
• No Additional Collateral
• Easier Budgeting
• No Fees

• Reduces Available Credit Line
• Extensive Documentation
• Extensive Monthly Reporting
• Often Requires additional Collateral
• Often Require s Down Payment
• Not Flexible
• Negative Impact on Balance Sheet
• Bank Loans can be Canceled by Lender at anytime

Lease vs. Cash

• Simple Application
• Frees up Capital
• Hedge Against Inflation
• 100% Financing
• Potential Tax Advantages
• Easy Add-ons and Trade-Ups
• Preserves Credit lines
• Fixed Payments
• No Down Payment
• No Additional Collateral
• Ability To Work Within Budget
• No Fees

• Disregards Time-Value of Money
• Depletes Cash Reserves
• Negative Impact on Balance Sheet
• Reduces Cash Asset Position